In recent decades, globalization and the strengthening of private legal and commercial relations, as a major driver of the economy, have made insurance law one of the most significant and dynamically developing legal sectors. The essence of the insurance contract is the insurer to assume a certain risk, whose eventual consequences it should cover, upon advance payment of an agreed premium from the consumer, as well as the obligation for insurance coverage of certain responsibilities (for example: “Third-party liability vehicle insurance” and various professional responsibilities, etc.), has turned personal and property insurance into one of the most common bonded relations, in the legal field of citizens and business. The wide variety of insurance products, offered by the market, as well as the continued attempts of insurance companies to reduce, delay or refuse to pay a certain insurance indemnity, often put the consumer of the insurance service in a difficult or seemingly hopeless situation.
In view of the significant experience gained in the field of insurance law, our team offers comprehensive legal protection and representation on insurance events occurring, both on the territory of the Republic of Bulgaria and abroad.
In the field of insurance law, Georgiev & Nikolcheva Law Firm offers its clients the following legal services:
- Representation and protection in case of refusal to pay compensation for auto insurance and other property insurance:
As our desire is always to be practical, accessible and understood by our clients, we present some of the questions that our trustees have asked us regarding their property insurance:
"My car was stolen, but my vehicle registration document stays inside, am I entitled to compensation? ..."
"The insurer refuses to pay me compensation for damage to my car caused in the parking lot, claiming that I have declared false statements ..."
"The insurance company is refusing to pay me a “comprehensive auto insurance” claim because I claim I caused a car accident under gross negligence ..."
"The goods I am transporting are spoiled because the air conditioner in the refrigeration compartment stopped working during the transport, I have insurance, but the insurer refuses compensation ..."
"The insurer requires documents on my damage, which it is impossible to get, what to do ..."
"My motorboat was stolen while it was at a repair shop, the insurer refuses to pay me because it claims that I should have secured it with special means ..."
"I caused an accident abroad, the insurer denies the damage, even without examining what to do ..."
"They stole my car while the key was on the dashboard, am I entitled to compensation ..."
"My car started to move on its own and caused property damage to me and my neighbours”
You may be surprised, but each of these cases has received positive development for our clients. The condition is not to hesitate, but to contact us as soon as possible!
- Representation and protection of road accident victims in Bulgaria and abroad;
The low tolerance and driving culture, as well as the poor road infrastructure in the country, are only part of the prerequisites for the enormous number of road accidents that kill hundreds of people every year and thousands are injured. The consequences for the physical and mental health of the victims of the disaster are enormous and often endure for a long time. Georgiev & Nikolcheva Law Firm offers protection and representation to both - victims of road traffic accidents and their relatives, in the best possible conditions.
- Representation and protection against tort;
When an offence does not consist in default of a prior bond relationship, we are talking about tort. The tort is the source, the offence that gives rise to the non-contractual, tort civil liability - liability for tort.
If you or your loved one has been injured by a medical error while in hospital, bitten by a stray dog, injured because of a sidewalk that wasn’t cleaned from ice and snow, or you have fallen from an unsecured bridge or shaft, you are entitled to monetary compensation for the material and non-material damage you have suffered, for which our team will fully assist.
